The risk-based pricing engine

People hoping to qualify for a home loan choose you. In turn, you want to give them the MI rate that's best for them.

It's about precision

With GenRATE, we can get granular to offer tailored MI rates for your borrowers based on their individual loan characteristics.

GenRATE, Powered by Rate Express

It’s about simplicity and speed

No new process is needed for GenRATE. You can get GenRATE quotes through your LOS*, Optimal Blue®**, or Rate Express** just as you do today.

It’s about choices

Ensuring you have the rates and services you need to close more loans is always our focus. If GenRATE’s not right for your business, you can opt for our published rate cards which we’ll continue to offer.

Contact your Genworth Sales Rep to learn more about GenRATE.

*For specific information about GenRATE and your LOS, please contact your Genworth Sales Rep.
**Your ORG ID number needs to be in the Optimal Blue system. Enter your ORG ID and complete the required fields in Rate Express to ensure you receive GenRATE pricing.
NOTE: Genworth’s pipeline clearance process will assist with disclosure issues that may occur due to rate changes by honoring the rate on the quote, provided quote date is < 90 days before the date of the rate change and loan application date is < 90 days of the rate quote. Quote pricing parameters must be the same as pricing parameters at time of loan submission.