The risk-based pricing engine

People hoping to qualify for a home loan choose you. In turn, you want to give them the MI rate that's best for them.

It's about precision

With GenRATE, we can get granular to offer tailored MI rates for your borrowers based on their individual loan characteristics.

GenRATE, Powered by Rate Express

It’s about simplicity and speed

No new process is needed for GenRATE. You can get GenRATE quotes through your LOS*, Optimal Blue®**, or Rate Express** just as you do today.

It’s about choices

Ensuring you have the rates and services you need to close more loans is always our focus. If GenRATE’s not right for your business, you can opt for our published rate cards which we’ll continue to offer.

Contact your Genworth Sales Rep to learn more about GenRATE.

*For specific information about GenRATE and your LOS, please contact your Genworth Sales Rep.
**Your ORG ID number needs to be in the Optimal Blue system. Enter your ORG ID and complete the required fields in Rate Express to ensure you receive GenRATE pricing.
Through Genworth’s PRICING PLEDGE, we’ll honor the lowest Genworth rate quote for up to 90 days. Loan parameters in the MI application must match rate quote inputs. Please validate this information before MI application submission. Include Lender Loan # at time of rate quote. Include Lender Loan # and Quote ID in MI application.