Enact MI Underwriting Guidelines

One of the most important documents on our website! Download the Enact MI Underwriting Guidelines for details on how we evaluate loans submitted for mortgage insurance. You can also access Credit Policy updates, LTV recaps, and information about our Peak Portfolio program.

NOTE: Documents on this page refer to Genworth's principal insurance companies, Genworth Mortgage Insurance Corporation and Genworth Mortgage Insurance Corporation of North Carolina, as Enact.  Mortgage Insurance will continue to be underwritten using the Genworth name until our legal entity name change to Enact has been approved.

Underwriting Guidelines and Credit Policy Updates

Looking for a specific guideline? Try searching within the document or leverage the linked Table of Contents. For more underwriting resources, check out our selection of underwriting courses in the Course Catalog.

Eligibility LTV Recaps

Access our Eligibility LTV Recaps for Simply UnderwriteSM, Standard, Housing Finance Agency (HFA), and Credit Union underwrites.

 

Peak PortfolioSM Entity Guide and References